Money/Finances Tips
Read these 2 Money/Finances Tips tips to make your life smarter, better, faster and wiser. Each tip is approved by our Editors and created by expert writers so great we call them Gurus. LifeTips is the place to go when you need to know about 2008 tips and hundreds of other topics.
Apartment Seeking: What To Do, When To Do It
Looking for an apartment can an exciting experience, and a stressful one. Assuming that, like most people, money plays a factor in what you can and cannot afford, you'll have to do what most of us do: start searching. Start with online sites and the newspaper listings to see what's available. If necessary, call a realtor, but remember that realtor fees do apply. Here are some other things to keep in mind as you look for your next place to live:
-Don't wait until the last minute. Start your apartment search early. You might find the place of your dreams after one or two showings, or it could take you a month to find the place you're looking for.
-When you start searching, make sure you have some money in reserve. Most landlords will ask for first and last months' rent up front, and sometimes even a security deposit.
-Make a list of things you want in your apartment. Is having laundry in the building crucial? Don't waste your time looking at apartments that don't offer it. Don't want to live in the basement? Be clear with realtors when you tell them what you're looking for.
-If you find an apartment you like, make sure you've checked out the neighborhood. Take a look at the local businesses and restaurants. Ask about crime. If things seem to be up to par, then sign the lease!
After you've signed, start working on finding a moving company!
Strategies to Save Money
In order to save money, you may have to employ several methods. Budget, budget, budget. This sounds easy enough, but do you really do it? Sit down and make a list of your monthly expenses, and include estimates for food and clothing. After the list has been compiled, decide what can be cut out or decreased. Step two is to stick with your budget. After determining what you should spend your money, try to avoid any unnecessary purchases.
So, you got a raise at work and you think that means you'll automatically put that money in a savings account. Unfortunately, unless you pay close attention to the extra funds, it's likely you'll spend it by expanding your budget. Keep a close eye on the extra money and make an effort to put it in the bank.
Even if you're living on a tight budget with very little to spare, it's important to know that every little bit helps. If it's just a few dollars a week, save it. Don't assume because it's not a lot of money that it won't matter. Over time, you'll see that you've managed to put away a small nest egg.
