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April 27, 2007, Newsletter Issue #17: Strategies to Save Money
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Tip of the Week
In order to save money, you may have to employ several methods. Budget, budget, budget. This sounds easy enough, but do you really do it? Sit down and make a list of your monthly expenses, and include estimates for food and clothing. After the list has been compiled, decide what can be cut out or decreased. Step two is to stick with your budget. After determining what you should spend your money, try to avoid any unnecessary purchases.
So, you got a raise at work and you think that means you'll automatically put that money in a savings account. Unfortunately, unless you pay close attention to the extra funds, it's likely you'll spend it by expanding your budget. Keep a close eye on the extra money and make an effort to put it in the bank.
Even if you're living on a tight budget with very little to spare, it's important to know that every little bit helps. If it's just a few dollars a week, save it. Don't assume because it's not a lot of money that it won't matter. Over time, you'll see that you've managed to put away a small nest egg.
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